FSFG · As filed with the SEC
First Savings Financial Group balance sheet, by fiscal year
The statement as First Savings Financial Group presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
CONSOLIDATED BALANCE SHEETS · USD
| USD | FY2025 Sep 30, 2025 | FY2024 Sep 30, 2024 | FY2023 Sep 30, 2023 | FY2022 Sep 30, 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| Cash and due from banks | 15,976,000 | 39,393,000 | 18,014,000 | 18,312,000 |
| Interest-bearing deposits with banks | 15,875,000 | 12,749,000 | 12,831,000 | 23,353,000 |
| Total cash and cash equivalents | 31,851,000 | 52,142,000 | 30,845,000 | 41,665,000 |
| Interest-bearing time deposits | 245,000 | 490,000 | 490,000 | 1,613,000 |
| Debt securities available for sale, at fair value, net of allowance for credit losses of $12 at September 30, 2025 and $21 at September 30, 2024 | 251,842,000 | 248,679,000 | 227,739,000 | 316,517,000 |
| Debt securities held to maturity | — | — | 1,300,000 | 1,558,000 |
| Debt securities held to maturity | 778,000 | 1,040,000 | — | — |
| Loans held for sale, residential mortgage | 551,000 | — | 24,692,000 | 38,579,000 |
| Loans held for sale, home equity lines of credit | 36,082,000 | — | — | — |
| Loans held for sale, Small Business Administration | 14,821,000 | 25,716,000 | 21,163,000 | 21,883,000 |
| Loans, net of allowance for credit losses of $20,289 at September 30, 2025 and $21,294 at September 30, 2024 | 1,886,818,000 | 1,963,852,000 | — | — |
| Loans, net of allowance for credit losses of $21,294 at September 30, 2024 and $16,900 at September 30, 2023 | — | — | 1,770,243,000 | 1,436,555,000 |
| Federal Reserve Bank and Federal Home Loan Bank stock, at cost | 25,485,000 | 24,986,000 | 24,939,000 | 20,004,000 |
| Premises and equipment | 25,396,000 | 26,462,000 | 27,861,000 | 27,100,000 |
| Other real estate owned, held for sale | 1,093,000 | 647,000 | 677,000 | 203,000 |
| Accrued interest receivable: | ||||
| Loans | 9,414,000 | 9,447,000 | 7,809,000 | 5,379,000 |
| Securities | 1,962,000 | 1,929,000 | 2,352,000 | 2,953,000 |
| Cash surrender value of life insurance | 63,130,000 | 47,605,000 | 46,226,000 | 45,145,000 |
| Goodwill | 9,848,000 | 9,848,000 | 9,848,000 | 9,848,000 |
| Core deposit intangibles | 234,000 | 398,000 | 561,000 | 775,000 |
| Residential mortgage loan servicing rights, at fair value | — | 0 | 59,768,000 | 63,263,000 |
| Nonresidential mortgage loan servicing rights | 50,000 | 67,000 | 101,000 | 141,000 |
| SBA loan servicing rights | 3,035,000 | 2,687,000 | 2,950,000 | 3,790,000 |
| Other assets | 36,897,000 | 34,373,000 | 29,290,000 | 20,691,000 |
| Total Assets | 2,399,532,000 | 2,450,368,000 | 2,288,854,000 | 2,057,662,000 |
| LIABILITIES | ||||
| Deposits: | ||||
| Noninterest-bearing | 187,564,000 | 191,528,000 | 242,237,000 | 340,172,000 |
| Interest-bearing | 1,522,318,000 | 1,689,353,000 | 1,439,557,000 | 1,175,662,000 |
| Total deposits | 1,709,882,000 | 1,880,881,000 | 1,681,794,000 | 1,515,834,000 |
| Federal Home Loan Bank borrowings | 435,000,000 | 301,640,000 | 363,183,000 | 307,303,000 |
| Other borrowings | 28,762,000 | 48,603,000 | 48,444,000 | 50,217,000 |
| Accrued interest payable | 5,046,000 | 13,384,000 | 8,926,000 | 1,302,000 |
| Advance payments by borrowers for taxes and insurance | 1,050,000 | 931,000 | 1,027,000 | 1,207,000 |
| Reserve for unfunded lending commitments | 1,971,000 | 1,519,000 | — | — |
| Accrued expenses and other liabilities | 24,342,000 | 26,295,000 | 34,499,000 | 29,176,000 |
| Total Liabilities | 2,206,053,000 | 2,273,253,000 | 2,137,873,000 | 1,905,039,000 |
| STOCKHOLDERS' EQUITY | ||||
| Common stock of $.01 par value per share; authorized 20,000,000 shares; issued 7,901,548 shares (7,802,351 shares at September 30, 2024) outstanding 6,977,308 shares (6,887,106 shares at September 30, 2024) | 79,000 | 78,000 | 78,000 | 78,000 |
| Additional paid-in capital | 30,373,000 | 27,647,000 | 26,986,000 | 26,770,000 |
| Retained earnings | 192,114,000 | 173,337,000 | 166,306,000 | 162,985,000 |
| Accumulated other comprehensive loss | (15,087,000) | (11,195,000) | (29,587,000) | (27,079,000) |
| Unearned stock compensation | (1,829,000) | (901,000) | (1,015,000) | (969,000) |
| Treasury stock, at cost - 924,240 shares (915,245 shares at September 30, 2024) | (12,171,000) | (11,851,000) | (11,787,000) | (9,162,000) |
| Total Stockholders' Equity | 193,479,000 | 177,115,000 | 150,981,000 | 152,623,000 |
| Total Liabilities and Stockholders' Equity | 2,399,532,000 | 2,450,368,000 | 2,288,854,000 | 2,057,662,000 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.