FSFG · As filed with the SEC
First Savings Financial Group balance sheet, by fiscal year
The statement as First Savings Financial Group presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
CONSOLIDATED BALANCE SHEETS · USD thousands
| USD thousands | FY2025 Sep 30, 2025 | FY2024 Sep 30, 2024 | FY2023 Sep 30, 2023 | FY2022 Sep 30, 2022 | FY2021 Sep 30, 2021 | FY2020 Sep 30, 2020 | FY2019 Sep 30, 2019 | FY2018 Sep 30, 2018 |
|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||
| Cash and due from banks | 15,976,000 | 39,393,000 | 18,014,000 | 18,312,000 | 14,191,000 | 12,807,000 | 13,008,000 | 14,191,000 |
| Interest-bearing deposits with banks | 15,875,000 | 12,749,000 | 12,831,000 | 23,353,000 | 19,237,000 | 20,919,000 | 28,424,000 | 28,083,000 |
| Total cash and cash equivalents | 31,851,000 | 52,142,000 | 30,845,000 | 41,665,000 | 33,428,000 | 33,726,000 | 41,432,000 | 42,274,000 |
| Interest-bearing time deposits | — | — | — | — | — | — | — | 2,501 |
| Trading account securities, at fair value | — | — | — | — | — | — | — | 0 |
| Securities available for sale, at fair value | — | — | — | — | — | — | — | 184,373 |
| Interest-bearing time deposits | 245,000 | 490,000 | 490,000 | 1,613,000 | 2,222,000 | 2,964,000 | 2,265,000 | — |
| Debt securities available for sale, at fair value, net of allowance for credit losses of $12 at September 30, 2025 and $21 at September 30, 2024 | 251,842,000 | 248,679,000 | 227,739,000 | 316,517,000 | 206,681,000 | 201,965,000 | 177,302,000 | — |
| Securities held to maturity | — | — | — | — | — | 2,102,000 | 2,336,000 | 2,607,000 |
| Loans held for sale, residential mortgage ($9,952 at fair value in 2018) | — | — | — | — | — | — | — | 10,466 |
| Loans held for sale, Small Business Administration | — | — | — | — | — | — | — | 21,659 |
| Loans, net of allowance for loan losses of $9,323 and $8,092 | — | — | — | — | — | — | — | 704,271 |
| Debt securities held to maturity | — | — | 1,300,000 | 1,558,000 | 1,837,000 | — | — | — |
| Debt securities held to maturity | 778,000 | 1,040,000 | — | — | — | — | — | — |
| Loans held for sale, residential mortgage | 551,000 | — | 24,692,000 | 38,579,000 | 167,813,000 | 263,406,000 | 80,457,000 | — |
| Loans held for sale, single tenant net lease | — | — | — | — | 23,020,000 | — | — | — |
| Loans held for sale, home equity lines of credit | 36,082,000 | — | — | — | — | — | — | — |
| Loans held for sale, Small Business Administration | 14,821,000 | 25,716,000 | 21,163,000 | 21,883,000 | 24,107,000 | 22,119,000 | 15,613,000 | — |
| Loans, net of allowance for credit losses of $20,289 at September 30, 2025 and $21,294 at September 30, 2024 | 1,886,818,000 | 1,963,852,000 | — | — | — | — | — | — |
| Loans, net of allowance for credit losses of $21,294 at September 30, 2024 and $16,900 at September 30, 2023 | — | — | 1,770,243,000 | 1,436,555,000 | 1,075,936,000 | 1,090,063,000 | 810,658,000 | — |
| Federal Reserve Bank and Federal Home Loan Bank stock, at cost | 25,485,000 | 24,986,000 | 24,939,000 | 20,004,000 | 19,258,000 | 17,293,000 | 13,040,000 | 9,621,000 |
| Premises and equipment | 25,396,000 | 26,462,000 | 27,861,000 | 27,100,000 | 27,669,000 | 24,412,000 | 19,238,000 | 13,013,000 |
| Other real estate owned, held for sale | 1,093,000 | 647,000 | 677,000 | 203,000 | 1,728,000 | 1,728,000 | 1,893,000 | 103,000 |
| Accrued interest receivable: | ||||||||
| Loans | — | — | — | — | 4,398,000 | 4,585,000 | 3,329,000 | 2,687,000 |
| Loans | 9,414,000 | 9,447,000 | 7,809,000 | 5,379,000 | — | — | — | — |
| Securities | 1,962,000 | 1,929,000 | 2,352,000 | 2,953,000 | 1,845,000 | 1,877,000 | 1,712,000 | 1,600,000 |
| Cash surrender value of life insurance | 63,130,000 | 47,605,000 | 46,226,000 | 45,145,000 | 44,152,000 | 31,758,000 | 26,546,000 | 19,966,000 |
| Goodwill | 9,848,000 | 9,848,000 | 9,848,000 | 9,848,000 | 9,848,000 | 9,848,000 | 9,848,000 | 9,848,000 |
| Core deposit intangibles | 234,000 | 398,000 | 561,000 | 775,000 | 988,000 | 1,202,000 | 1,416,000 | 1,727,000 |
| Residential mortgage loan servicing rights, at fair value | — | 0 | 59,768,000 | 63,263,000 | 49,579,000 | 21,703,000 | — | — |
| Nonresidential mortgage loan servicing rights | 50,000 | 67,000 | 101,000 | 141,000 | — | — | — | — |
| SBA loan servicing rights | 3,035,000 | 2,687,000 | 2,950,000 | 3,790,000 | 4,447,000 | 3,748,000 | — | — |
| Other assets | 36,897,000 | 34,373,000 | 29,290,000 | 20,691,000 | 21,550,000 | 30,126,000 | 15,494,000 | 7,690,000 |
| Total Assets | 2,399,532,000 | 2,450,368,000 | 2,288,854,000 | 2,057,662,000 | 1,720,506,000 | 1,764,625,000 | 1,222,579,000 | 1,034,406,000 |
| LIABILITIES | ||||||||
| Deposits: | ||||||||
| Noninterest-bearing | 187,564,000 | 191,528,000 | 242,237,000 | 340,172,000 | 291,039,000 | 242,673,000 | 173,072,000 | 167,705,000 |
| Interest-bearing | 1,522,318,000 | 1,689,353,000 | 1,439,557,000 | 1,175,662,000 | 936,541,000 | 805,403,000 | 661,312,000 | 643,407,000 |
| Total deposits | 1,709,882,000 | 1,880,881,000 | 1,681,794,000 | 1,515,834,000 | 1,227,580,000 | 1,048,076,000 | 834,384,000 | 811,112,000 |
| Federal funds purchased | — | — | — | — | — | 0 | 4,000,000 | — |
| Repurchase agreements | — | — | — | — | — | — | 0 | 1,352,000 |
| Federal Home Loan Bank borrowings | 435,000,000 | 301,640,000 | 363,183,000 | 307,303,000 | 250,000,000 | 310,858,000 | 222,544,000 | 90,000,000 |
| Federal Reserve PPPLF borrowings | — | — | — | — | 0 | 174,834,000 | — | — |
| Other borrowings | 28,762,000 | 48,603,000 | 48,444,000 | 50,217,000 | 19,865,000 | 19,797,000 | 19,729,000 | 19,661,000 |
| Accrued interest payable | 5,046,000 | 13,384,000 | 8,926,000 | 1,302,000 | 258,000 | 683,000 | 935,000 | 743,000 |
| Advance payments by borrowers for taxes and insurance | 1,050,000 | 931,000 | 1,027,000 | 1,207,000 | 1,188,000 | 2,615,000 | 1,906,000 | 1,218,000 |
| Reserve for unfunded lending commitments | 1,971,000 | 1,519,000 | — | — | — | — | — | — |
| Accrued expenses and other liabilities | 24,342,000 | 26,295,000 | 34,499,000 | 29,176,000 | 41,238,000 | 50,197,000 | 17,824,000 | 10,075,000 |
| Total Liabilities | 2,206,053,000 | 2,273,253,000 | 2,137,873,000 | 1,905,039,000 | 1,540,129,000 | 1,607,060,000 | 1,101,322,000 | 934,161,000 |
| STOCKHOLDERS' EQUITY | ||||||||
| Preferred stock of $.01 par value per share; authorized 1,000,000 shares; none issued | — | — | — | — | — | 0 | 0 | 0 |
| Common stock of $.01 par value per share; authorized 20,000,000 shares; issued 7,901,548 shares (7,802,351 shares at September 30, 2024) outstanding 6,977,308 shares (6,887,106 shares at September 30, 2024) | 79,000 | 78,000 | 78,000 | 78,000 | 78,000 | 26,000 | 26,000 | 26,000 |
| Additional paid-in capital | 30,373,000 | 27,647,000 | 26,986,000 | 26,770,000 | 25,721,000 | 27,480,000 | 27,494,000 | 27,630,000 |
| Retained earnings | 192,114,000 | 173,337,000 | 166,306,000 | 162,985,000 | 150,185,000 | 123,158,000 | 91,228,000 | 76,523,000 |
| Accumulated other comprehensive loss | (15,087,000) | (11,195,000) | (29,587,000) | (27,079,000) | 8,900,000 | 11,209,000 | 7,296,000 | 382,000 |
| Unearned stock compensation | (1,829,000) | (901,000) | (1,015,000) | (969,000) | (138,000) | (348,000) | (446,000) | (479,000) |
| Treasury stock, at cost - 924,240 shares (915,245 shares at September 30, 2024) | (12,171,000) | (11,851,000) | (11,787,000) | (9,162,000) | (4,369,000) | (4,253,000) | (4,545,000) | (5,269,000) |
| Total Stockholders' Equity | 193,479,000 | 177,115,000 | 150,981,000 | 152,623,000 | 180,377,000 | 157,272,000 | 121,053,000 | 98,813,000 |
| Noncontrolling interests in subsidiary | — | — | — | — | — | 293,000 | 204,000 | 1,432,000 |
| Total Equity | — | — | — | — | 180,377,000 | 157,565,000 | 121,257,000 | 100,245,000 |
| Total Liabilities and Stockholders' Equity | 2,399,532,000 | 2,450,368,000 | 2,288,854,000 | 2,057,662,000 | 1,720,506,000 | 1,764,625,000 | 1,222,579,000 | 1,034,406,000 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.