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Enova International ENVA

Enova International amends credit facility

Item 1.01 Enters material agreement, Item 2.03 Takes on debt

Form
8-K
Filed
Importance
Major
  1. Amended secured asset-backed revolving credit facility
  2. Total commitment increased to $900,000,000
  3. Bank of Montreal serves as administrative agent

Written from the 8-K on EDGAR. Check the filing before you rely on it.

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The reading, claim by claim

  1. The Fourth Amendment increased the total commitment amount from $825 million to $900 million, according to the filing.
  2. The details of the amendment are subject to the full credit agreement, which will be filed later.
  3. The filing also references Item 2.03, which incorporates the information from Item 1.01.

3 of 3 claims matched the filing text.

For perspective, checked against its own source

From the 10-Q for the quarter ended September 30, 2026

  • For the quarter ended September 30, 2026, Enova reported revenue of $1.0 billion and net income of $107.3 million.
  • The company's gross margin was 60.9%, with an operating margin of 24.5% and a net margin of 10.6%.
  • Revenue increased by 25.7% compared to the same period last year.

From the filing

Item 1.01 Entry into a Material Definitive Agreement.

Item 1.01 Entry into a Material Definitive Agreement.

Revolving Credit Facility

On October 30, 2026, Enova International, Inc. (the " Company ") and certain of its subsidiaries amended their existing secured asset-backed revolving credit facility by entering into that certain Fourth Amendment to Amended and Restated Credit Agreement (the " Fourth Amendment ") with Bank of Montreal, as administrative agent and collateral agent, and the lenders party thereto.

Among other changes, the Fourth Amendment increases the total commitment amount from $825,000,000 to $900,000,0001.

The foregoing description of the Fourth Amendment does not purport to be complete and is subject to and qualified in its entirety by reference to the Amended and Restated Credit Agreement, as amended by the Fourth Amendment, that will be filed as an exhibit to the Company's Annual Report on Form 10-K for the year ending December 31, 20262.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Of

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information provided in Item 1.01 above is incorporated herein by reference3.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Enova International, Inc.

Date:

October 30, 2026

By:

/s/ Sean Rahilly

General Counsel & Secretary

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