CFSB · As filed with the SEC
CFSB Bancorp balance sheet, by quarter
The statement as CFSB Bancorp presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Balance Sheets · USD
| USD | Q4 FY25 Jun 30, 2025 | Q3 FY25 Mar 31, 2025 | Q2 FY24 Dec 31, 2024 | Q1 FY24 Sep 30, 2024 |
|---|---|---|---|---|
| Assets | ||||
| Cash and due from banks | 1,691,000 | 1,205,000 | 1,506,000 | 1,157,000 |
| Short-term investments | 22,974,000 | 27,045,000 | 27,323,000 | 29,510,000 |
| Total cash and cash equivalents | 24,665,000 | 28,250,000 | 28,829,000 | 30,667,000 |
| Securities available for sale | 91,000 | 97,000 | 103,000 | 108,000 |
| Securities held to maturity, net of allowance for credit losses of $204 and $149, fair value of $136,435 and $133,420 at June 30, 2025 and June 30, 2024, respectively | 145,752,000 | 145,869,000 | 147,917,000 | 146,853,000 |
| Federal Home Loan Bank stock, at cost | 704,000 | 704,000 | 704,000 | 704,000 |
| Loans, net of allowance for credit losses of $1,547 at June 30, 2025 and $1,553 at June 30, 2024 | 177,214,000 | 173,164,000 | 167,152,000 | 168,023,000 |
| Premises and equipment, net | 3,027,000 | 3,078,000 | 3,130,000 | 3,186,000 |
| Accrued interest receivable | 1,451,000 | 1,382,000 | 1,355,000 | 1,354,000 |
| Bank-owned life insurance | 10,956,000 | 10,877,000 | 10,809,000 | 10,739,000 |
| Deferred tax asset | 1,291,000 | 1,226,000 | 1,193,000 | 1,243,000 |
| Operating lease right of use asset | 764,000 | 788,000 | 812,000 | 836,000 |
| Other assets | 690,000 | 765,000 | 754,000 | 773,000 |
| Total assets | 366,605,000 | 366,200,000 | 362,758,000 | 364,486,000 |
| Liabilities and Stockholders' Equity | ||||
| Deposits | ||||
| Non-interest bearing | 33,274,000 | 29,430,000 | 27,991,000 | 31,190,000 |
| Interest-bearing | 240,901,000 | 244,331,000 | 242,367,000 | 240,480,000 |
| Total deposits | 274,175,000 | 273,761,000 | 270,358,000 | 271,670,000 |
| Federal Home Loan Bank of Boston advances | 10,350,000 | 10,350,000 | 10,350,000 | 10,350,000 |
| Mortgagors' escrow accounts | 1,634,000 | 1,638,000 | 1,684,000 | 1,590,000 |
| Operating lease liability | 789,000 | 811,000 | 833,000 | 855,000 |
| Accrued expenses and other liabilities | 3,926,000 | 3,925,000 | 3,862,000 | 3,986,000 |
| Total liabilities | 290,874,000 | 290,485,000 | 287,087,000 | 288,451,000 |
| Stockholders' Equity | ||||
| Preferred Stock, $.01 par value, 10,000,000 shares authorized, none outstanding | 0 | 0 | 0 | 0 |
| Common Stock, $.01 par value, 90,000,000 shares authorized, 6,548,575 issued and outstanding as of June 30, 2025 and 6,621,152 issued and outstanding as of June 30, 2024 | 65,000 | 65,000 | 65,000 | 65,000 |
| Additional paid-in capital | 28,476,000 | 28,385,000 | 28,302,000 | 28,220,000 |
| Treasury stock at cost, 84,067 and 11,490 shares at June 30, 2025 and 2024, respectively | (573,000) | (573,000) | (504,000) | (195,000) |
| Retained earnings | 49,961,000 | 50,062,000 | 50,058,000 | 50,220,000 |
| Accumulated other comprehensive income (loss) | 1,000 | 0 | 0 | 0 |
| Unearned compensation - ESOP, 219,856 and 230,084 shares unallocated at June 30, 2025 and June 30, 2024, respectively | (2,199,000) | (2,224,000) | (2,250,000) | (2,275,000) |
| Total stockholders' equity | 75,731,000 | 75,715,000 | 75,671,000 | 76,035,000 |
| Total liabilities and stockholders' equity | 366,605,000 | 366,200,000 | 362,758,000 | 364,486,000 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.