BLFY · As filed with the SEC
Blue Foundry Bancorp balance sheet, by fiscal year
The statement as Blue Foundry Bancorp presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.
Consolidated Balance Sheets · USD thousands
| USD thousands | FY2025 Dec 31, 2025 | FY2024 Dec 31, 2024 | FY2023 Dec 31, 2023 | FY2022 Dec 31, 2022 | FY2021 Dec 31, 2021 | FY2020 Dec 31, 2020 |
|---|---|---|---|---|---|---|
| ASSETS | ||||||
| Cash and cash equivalents | 53,141 | 42,502 | 46,025 | 41,182 | 193,446 | 316,445 |
| Securities available for sale, at fair value | — | — | — | 314,248 | 324,892 | 244,587 |
| Assets held for sale | — | — | — | — | 0 | 5,295 |
| Securities held to maturity (fair value of $29,115 at December 31, 2022 and $22,849 at December 31, 2021) | — | — | — | 33,705 | 23,281 | 7,005 |
| Restricted stock, at cost | — | — | — | — | 10,182 | 16,860 |
| Securities available-for-sale, at fair value | 301,227 | 297,028 | 283,766 | — | — | — |
| Securities held-to-maturity (fair value of $25,628 at December 31, 2025 and $29,995 at December 31, 2024, and allowance for credit losses of $91 at December 31, 2025 and $98 at December 31, 2024) | 27,016 | 33,076 | 33,254 | — | — | — |
| FHLB stock and other investments | 16,363 | 17,791 | 20,346 | 16,069 | — | — |
| Loans receivable, net of allowance of $13,400 at December 31, 2022 and $14,425 at December 31, 2021 | — | — | — | 1,531,727 | 1,273,184 | 1,267,114 |
| Loans receivable, net of allowance for credit losses of $14,392 at December 31, 2025 and $12,965 at December 31, 2024 | 1,676,140 | 1,570,517 | 1,546,576 | — | — | — |
| Real estate owned, net | — | 0 | 593 | — | 0 | 624 |
| Interest and dividends receivable | 9,289 | 8,014 | 7,595 | 6,893 | 5,372 | 5,749 |
| Premises and equipment, net | 26,830 | 29,486 | 32,475 | 29,825 | 28,126 | 19,569 |
| Right-of-use assets | 21,705 | 23,470 | 25,172 | 25,906 | 25,457 | 24,878 |
| Bank owned life insurance | 23,013 | 22,519 | 22,034 | 21,576 | 21,662 | 21,186 |
| Other assets | 13,280 | 16,280 | 27,127 | 22,207 | 8,609 | 13,234 |
| Total assets | 2,168,004 | 2,060,683 | 2,044,963 | 2,043,338 | 1,914,211 | 1,942,546 |
| LIABILITIES AND SHAREHOLDERS’ EQUITY | ||||||
| Liabilities | ||||||
| Deposits | 1,509,875 | 1,343,320 | 1,244,904 | 1,288,862 | 1,247,040 | 1,356,184 |
| Advances from the Federal Home Loan Bank | 301,000 | 339,500 | 397,500 | 310,500 | 185,500 | 329,400 |
| Advances by borrowers for taxes and insurance | 9,244 | 9,356 | 8,929 | 9,302 | 9,582 | 10,841 |
| Lease liabilities | 23,432 | 25,168 | 26,777 | 27,324 | 26,696 | 25,535 |
| Other liabilities | 11,712 | 11,141 | 11,213 | 13,632 | 15,922 | 14,986 |
| Total liabilities | 1,855,263 | 1,728,485 | 1,689,323 | 1,649,620 | 1,484,740 | 1,736,946 |
| Shareholders’ equity | ||||||
| Preferred stock, $0.01 par value, 10,000,000 authorized; none issued | 0 | 0 | 0 | 0 | — | — |
| Common stock $0.01 par value; 70,000,000 shares authorized; 28,522,500 shares issued at December 31, 2025 and December 31, 2024; 20,758,296 and 22,522,626 shares outstanding at December 31, 2025 and December 31, 2024, respectively | 285 | 285 | 285 | 285 | 285 | 10 |
| Additional paid-in capital | 280,752 | 277,304 | 273,991 | 279,454 | 282,006 | 822 |
| Retained earnings | 142,404 | 152,429 | 164,340 | 171,763 | 169,457 | 205,799 |
| Treasury Stock, at cost: 7,764,204 shares at December 31, 2025 and 5,999,874 shares at December 31, 2024 | (76,375) | (59,699) | (40,016) | (12,072) | — | — |
| Unallocated common shares held by Employee Stock Ownership Plan | (18,254) | (19,167) | (20,080) | (20,993) | (21,905) | 0 |
| Accumulated other comprehensive loss | (16,071) | (18,954) | (22,880) | (24,719) | (372) | (1,031) |
| Total shareholders’ equity | 312,741 | 332,198 | 355,640 | 393,718 | 429,471 | 205,600 |
| Total liabilities and shareholders’ equity | 2,168,004 | 2,060,683 | 2,044,963 | 2,043,338 | 1,914,211 | 1,942,546 |
As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.