BFIN · As filed with the SEC

BankFinancial balance sheet, by fiscal year

The statement as BankFinancial presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.

Consolidated Statements of Financial Condition · USD thousands

USD thousands	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017
Cash and due from other financial institutions	20,647	19,781	12,046	9,095	14,115	9,785	13,805	13,572
Interest-bearing deposits in other financial institutions	64,182	158,703	54,725	493,067	489,381	180,540	84,399	114,020
Cash and cash equivalents	84,829	178,484	66,771	502,162	503,496	190,325	98,204	127,592
Interest-bearing time deposits in other financial institutions	34,156	—	—	—	—	—	—	—
Securities, at fair value	360,530	182,716	210,338	85,694	23,829	60,193	88,179	93,383
Loans receivable, net of allowance for loan losses	—	—	—	—	—	1,168,008	1,323,793	1,314,651
Other real estate owned, net	—	—	—	—	—	186	1,226	2,351
Loans receivable, net of allowance for loan losses: December 31, 2022, $8,129 and December 31, 2021, $6,715	—	—	1,226,743	1,044,207	1,002,578	—	—	—
Other real estate owned, net	—	—	—	—	157	—	—	—
Loans receivable, net of allowance for credit losses: December 31, 2024, $7,571 and December 31, 2023, $8,345	887,586	1,050,761	—	—	—	—	—	—
Foreclosed assets, net	1,391	2,777	476	725	—	—	—	—
Stock in Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB"), at cost	7,490	7,490	7,490	7,490	7,490	7,490	8,026	8,290
Premises held-for-sale	—	—	—	—	—	—	0	5,667
Premises held-for-sale	0	523	—	—	—	—	—	—
Premises and equipment, net	22,889	22,950	24,956	25,043	24,675	24,346	25,205	24,856
Accrued interest receivable	6,401	7,542	7,338	4,648	3,941	4,563	4,952	4,619
Core deposit intangible	—	—	—	—	—	—	102	286
Bank-owned life insurance	18,301	18,469	18,815	19,129	19,015	18,945	18,809	22,859
Deferred Tax Assets, Net	—	—	—	—	—	3,873	6,235	12,563
Deferred taxes	3,761	4,512	5,175	2,762	2,741	—	—	—
Other Assets	7,480	11,160	7,035	8,822	8,920	10,086	10,594	8,441
Total assets	1,434,814	1,487,384	1,575,137	1,700,682	1,596,842	1,488,015	1,585,325	1,625,558
Noninterest-bearing	238,826	260,851	280,625	342,176	326,188	210,762	230,041	234,354
Interest-bearing	978,715	1,000,772	1,094,309	1,146,255	1,067,356	1,073,995	1,122,443	1,105,697
Total deposits	1,217,541	1,261,623	1,374,934	1,488,431	1,393,544	1,284,757	1,352,484	1,340,051
Borrowings	—	—	—	—	4,000	61	21,049	60,768
Borrowings	20,000	25,000	0	5,000	—	—	—	—
Subordinated notes, net of unamortized issuance costs	18,736	19,678	19,634	19,590	—	—	—	—
Advance payments by borrowers for taxes and insurance	9,051	9,003	8,674	7,993	8,670	10,222	10,531	11,645
Accrued Interest Payable and Other Liabilities	13,109	16,697	20,224	22,202	17,698	18,603	14,111	15,460
Total liabilities	1,278,437	1,332,001	1,423,466	1,543,216	1,423,912	1,313,643	1,398,175	1,427,924
Stockholders’ equity
Preferred stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding	0	0	0	0	0	0	0	0
Common stock, $0.01 par value, 100,000,000 shares authorized; 12,460,678 shares issued at December 31, 2024 and 12,475,881 shares issued at December 31, 2023	125	125	127	132	148	153	165	179
Additional paid-in capital	83,301	83,457	85,848	90,709	107,815	112,420	130,547	153,811
Retained earnings	73,513	74,426	71,808	66,545	64,754	61,573	56,167	43,274
Unearned Employee Stock Ownership Plan shares	—	—	—	—	—	—	—	0
Accumulated other comprehensive loss	562	(2,625)	(6,112)	80	213	226	271	370
Total stockholders’ equity	156,377	155,383	151,671	157,466	172,930	174,372	187,150	197,634
Total liabilities and stockholders’ equity	1,434,814	1,487,384	1,575,137	1,700,682	1,596,842	1,488,015	1,585,325	1,625,558

As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.