Nina A Charnley (Director) bought 350 BBT at $30.57, worth $11K

SEC Form 4

FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Estimated average burden hours per response: 0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue.

See

Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person * Charnley Nina A

(Last) (First) (Middle)

131 CLARENDON STREET

(Street) BOSTON

MASSACHUSETTS

02116

(City) (State) (Zip)

UNITED STATES

(Country) 2. Issuer Name and Ticker or Trading Symbol

Beacon Financial Corp

[ BBT ]

5. Relationship of Reporting Person(s) to Issuer

(Check all applicable) X Director 10% Owner

Officer (give title below) Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction

(Month/Day/Year)

10/30/2026 6. Individual or Joint/Group Filing (Check Applicable Line)

X Form filed by One Reporting Person

Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed

(Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1. Title of Security (Instr.

3)

2. Transaction Date

(Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr.

8)

4. Securities Acquired (A) or Disposed Of (D) (Instr.

3, 4 and 5)

5.

Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr.

3 and 4)

6. Ownership Form: Direct (D) or Indirect (I) (Instr.

4)

7. Nature of Indirect Beneficial Ownership (Instr.

4)

Code V Amount (A) or (D) Price

Common Stock 10/30/2026 P 350 A $ 30.57 350 I Nina